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Expert Comparison

ICICI vs HDFC
Home Loan Comparison

ICICI Bank

ICICI Bank

Interest Rate

7.50% onwards

Processing Fee

₹5,000 + GST

Key Highlights:

  • Instant Sanction for Pre-approved
  • Doorstep Document Pickup
  • Flexible Repayment
HDFC Bank

HDFC Bank

Interest Rate

7.75% onwards

Processing Fee

₹5,000 + GST

Key Highlights:

  • Quick Digital Sanction
  • Reach across India
  • Special Balance Transfer Rates

The Easiloan Verdict

"ICICI is great for existing customers with pre-approved offers; HDFC offers specialized products for resale properties."

Check Eligibility for Both
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Frequently Compared Features

Max Tenure

While ICICI offers up to 30 Years, HDFC provides 30 Years. Longer tenure helps in reducing your monthly EMI burden.

Processing Time

Easiloan helps speed up processing for both lenders. Typically, private banks like ICICI are slightly faster with digital documentation.

Comparison Disclaimer

The information provided in this comparison is for educational purposes only. Interest rates, processing fees, and other terms are subject to change by the respective lending institutions. Easiloan is an aggregator platform and does not guarantee the final terms offered by any bank. We recommend checking your eligible offers through our AI-matching engine for the most accurate, real-time data tailored to your profile.