EASILOAN • GURUGRAM

Home Loan in Gurugram

Gurugram is a premium NCR market with strong demand from professionals and investors. A home loan in Gurugram can help you buy a flat or villa in established sectors and emerging corridors along the Dwarka Expressway.

Common areas for home loans in Gurugram include Golf Course Road, Sohna Road, Dwarka Expressway, New Gurgaon, Sector 57, Sector 62, Sector 83, and Manesar. Lenders offer competitive rates for both under-construction and ready properties.

See your eligible loan amount and compare home loan offers from multiple banks. Get in-principle approval in a few days and complete the application online with minimal branch visits.

Multi-bank offersDigital processExpert support

7.95%

Interest from

3–5 days

In-principle approval

₹10 Cr+

Max loan amount

Benefits

Why get a home loan in Gurugram with Easiloan

Rates from 7.95%

Competitive home loan rates for Gurugram properties from leading banks and HFCs.

In-principle in 3–5 days

Quick eligibility check and in-principle approval to fast-track your purchase.

Gurugram-wide coverage

Home loans for Golf Course Road, Dwarka Expressway, New Gurgaon, and Sohna Road.

Digital application

Apply and submit documents online; track your loan until disbursal.

Multiple banks

Compare SBI, HDFC, ICICI, LIC HFL, and more on a single platform.

Expert assistance

Support at every step from eligibility to sanction and disbursal.

Stamp Duty & Registration in Gurugram

In Haryana (Gurugram), stamp duty and registration typically total about 6–7% of agreement value. Women buyers may get concessional duty where notified. Lenders typically finance property value per LTV, not stamp duty.

Authority & DTCP Properties

Lenders finance HUDA/DTCP-approved layouts, RERA-registered under-construction projects, and ready units with clear title. GPA-only or unauthorized colonies are usually ineligible.

Home Loan FAQs – Gurugram

What is the current home loan interest rate in Gurugram?

Rates on Easiloan start from 7.95% p.a. Final rate depends on CIBIL, income, LTV, property type, and chosen bank such as SBI, HDFC, ICICI, or LIC HFL.

What are eligibility criteria for a home loan in Gurugram?

CIBIL 700+ preferred, FOIR 40–65%, age 21–70 at maturity, salaried 6–12 months job vintage, self-employed 2–3 years continuity, and RBI LTV caps on property value.

Are DTCP-approved plots in Gurugram eligible for home loans?

Yes with clear title—DTCP/HUDA approvals, sanctioned layout, and conversion order if applicable are commonly required. Unauthorized or GPA-only properties are often declined.

What documents are required for a home loan in Gurugram?

KYC, income proofs (salary slips/ITRs), property agreement, title chain, sanctioned plan, OC/CC for ready units, society/authority NOC, and demand letters for under-construction.

Apply online

Get your home loan offer in Gurugram

Takes a few minutes · No branch visit needed